The right lender for the asset
Some lenders are built for vehicles. Others for plant machinery. Others for tech and soft costs. The wrong match wastes weeks. The right one settles in 24 hours.
Equipment finance
Know which lender fits the equipment. And why.
Vehicles, machinery, tools, technology, commercial fit-outs. From $10,000 to $2,000,000 plus. We work across 50+ lenders, but knowing which one to use and when is the actual skill.
Terms up to 7 yearsBalloons up to 40%Low-doc to $250kNo upfront fees
Why VGFS for this
Why VGFS for this
Low-doc when it makes sense
Established ABNs can borrow up to $250,000 without financials. Not the right move for every deal, but powerful when paperwork would otherwise stall things.
Two senior brokers, no juniors
Your file is handled by Francis or Alex from first call to settlement. No call centres, no handover, no broker-of-the-week.
Get a quote
Tell us what you're financing.
No credit enquiry. We'll come back with options in one business day.
Frequently asked
Common questions about equipment finance.
- What can you finance?
- Vehicles, machinery, technology, fit-outs, and most commercial assets used by Australian businesses. Dealer purchases, private sales, and auction wins are all on the table.
- Can I finance used equipment?
- Yes. New, used, and ex-demo equipment of most ages, subject to matching the asset to the right lender. Some lenders are comfortable with older machinery, others aren't. We know which is which.
- Do I need a deposit?
- Usually no. Most equipment finance approvals are done with zero deposit, depending on the asset, structure, and applicant strength.
- How long does approval take?
- Most applications are approved within the same business day once we have what we need. Settlement typically inside 24 to 48 hours after that.
- What about no tax returns?
- Low-doc up to $250,000 is available, depending on the lender and structure. Established ABNs only. Worth a conversation if paperwork would slow things down.
Ready to talk?
Get a quote in under a minute. No credit enquiry, no commitment, no awkward sales calls.